SBI loans rise 17.8% as Q2 net interest margin stands at 2.9%
According to TradingView, SBI's loan book grew 17.8% year on year to ₹52 trillion, deposits rose 12.3%, and the Q2 FY27 net interest margin was 2.9%.
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what happened
According to TradingView, the loan book of State Bank of India grew 17.8% over the year to ₹52 trillion as of 30 September. Deposits increased 12.3% to ₹63 trillion over the same period.
The bank's net interest margin in Q2 FY27 was 2.9%, which is 26 basis points below HDFC Bank's 3.16%. The gap has narrowed from 106 basis points in FY21, but both banks' margins have declined over that time.
SBI's profit per employee rose from ₹8.3 lakh in FY21 to ₹32.65 lakh in FY26. The source links this to digital investment and gains in operational efficiency.
why it matters
Lending growth and better efficiency support interest in shares of India's largest state-owned bank, while the narrowing margin remains a pressure point for profitability across the country's banking sector. This summary is AI-generated, so key figures should be checked against the original sources.
market impact
SBI shares: loan and efficiency gains support the stock, while the margin squeeze weighs on it.
- SBIN mixed — loan and efficiency gains offset by a squeeze in net interest margin
tags
instruments
sources
- Key facts: SBI Loans/Deposits Up; Q2 NIM 2.9%; Profit/Employee Rises — TradingView, 9 November 2026 at 02:00 UTC
prepared by the newsmetry newsroom with ai assistance from the sources listed below. not investment advice.
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