macro

Instabank to sell non-performing loans in Finland and Norway

Instabank ASA agrees to sell its unsecured non-performing loans in Norway and Finland, with a gross book value of about NOK 217 million. The sale price exceeds net book value.

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what happened

Norwegian lender Instabank ASA has agreed to sell its entire portfolio of unsecured non-performing loans in Norway and Finland. The loans had been in debt collection for more than six months as of 30 September 2026. The portfolio has a total gross book value of about NOK 217 million, according to TradingView and Reuters.

The sale price is above the portfolio's net book value, so the transaction is expected to add to the bank's operating profit. Based on figures as of 30 September, the deal would cut the NPL ratio from 8.3% to about 6.5% and strengthen capital ratios. Closing is expected before the end of 2026.

why it matters

The deal confirms that the bank's loan loss provisions on these loans were more than sufficient. For markets this is mainly a company-level story: the portfolio is small, but it shows improving asset quality and a stronger capital position.

tags

instruments

Instabank ASANOK

sources

  1. Instabank ASA enters into an agreement to sell non-performing loans in Finland and Norway — TradingView, 9 November 2026 at 08:36 UTC
  2. Instabank To Sell Non-Performing Loans In Finland And Norway — Reuters, 9 November 2026 at 08:46 UTC

prepared by the newsmetry newsroom with ai assistance from the sources listed below. not investment advice.

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