Fair Isaac FY 2026: revenue $2.53 billion, diluted EPS $36.32

what happened

According to TradingView, citing the company's 10-K filing, Fair Isaac's fiscal 2026 revenue reached $2.53 billion, up from $1.99 billion a year earlier, a 27.3% increase. Net income rose 28.1% to $834.97 million, while diluted earnings per share came in at $36.32 versus $26.54, a 36.9% gain.

The Scores segment was the main driver, with revenue up 41% on higher unit prices and greater volume of mortgage origination scores. Software revenue grew 7%, with on-premises and SaaS revenue up 9% while professional services fell 9%. Software ARR reached $850.9 million at September 30, 2026, up 14% year over year, and Platform ARR accounted for $452.6 million, or 53% of the total.

Scores operating margin widened to 90% from 88%, while the Software margin slipped to 28% from 30%. Higher SG&A expenses, including a proposed antitrust settlement accrual, partly offset the revenue gains.

why it matters

The strong growth in profit and revenue rests mainly on mortgage scoring, so the performance of that segment matters for assessing the business. The antitrust accrual shows how legal exposure can affect reported results. This text is based on an AI-generated summary of the filing, so key figures should be checked against the original.

market impact

Fair Isaac shares: strong earnings and ARR growth support investor interest in the company

• ▲Fair Isaac shares (FICO) pressure up — revenue and profit growth above expectations supports the company's valuation

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