US Metro Bancorp Q3 2026 EPS falls to $0.19 from $0.21 in Q2
US Metro Bancorp reported Q3 2026 EPS of $0.19, down from $0.21 in Q2, while year-to-date EPS rose to $0.59. Source: TradingView, based on BusinessWire.
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what happened
According to TradingView, which cites the press release from US Metro Bancorp, the bank's third-quarter 2026 earnings per share came in at $0.19, versus $0.21 in the second quarter. Year to date, EPS reached $0.59 compared with $0.48 a year earlier. Return on average assets was 0.80% and return on average equity was 11.32%.
Assets grew 10.2% year over year to $1.73 billion. Loans rose 12.4% and deposits rose 10.3% to $1.53 billion. The allowance for credit losses stood at 1.25% of loans, and non-performing assets at 1.39% of assets. Provisions for the nine months totaled $7.6 million, up from $2.2 million a year earlier.
why it matters
A softer quarter alongside higher year-to-date profit suggests the bank is building reserves as lending expands. Investors in regional banks will watch net interest margin trends and credit quality in coming reports.
market impact
Regional US banks: higher reserves and a weaker quarter weigh on sentiment around USMT
tags
instruments
sources
- US Metro Bancorp (USMT) Q3 EPS $0.19, Down From $0.21 — TradingView, 23 October 2026 at 23:59 UTC
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