U.S. and international money-market rates on October 12, 2026
U.S. and international rates were mostly unchanged from a week earlier, while Freddie Mac’s average 30-year mortgage rate rose to 7.40%.
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what happened
Rates across U.S. and international markets were compiled by Newsmetry API from The Wall Street Journal for Monday, October 12, 2026. The U.S. prime rate stood at 7.00%, while the federal-funds target range was 3.75%-4.00%. The U.S. overnight repo rate was 3.90%, SOFR was 3.87% and the discount rate was 4.00%.
U.S. Treasury-bill auction rates were 3.980% for four-week bills, 4.050% for 13-week bills and 4.165% for 26-week bills. Prime rates elsewhere were 4.45% in Canada, 2.38% in Japan, 2.65% in the euro zone, 0.25% in Switzerland, 3.75% in Britain and 4.60% in Australia.
The August U.S. consumer price index was 334.980, up 0.32% from July and 3.4% from August 2025. The core index reached 338.041, rising 0.27% month over month and 2.4% year over year. Freddie Mac’s weekly survey showed average mortgage rates of 7.40% for 30-year fixed loans and 6.73% for 15-year fixed loans.
why it matters
The table brings together short-term funding benchmarks, Treasury-bill rates, inflation data and mortgage costs. Together, these measures describe borrowing conditions and liquidity across the U.S. and major international markets.
instruments
sources
- New York Late Money Rates from The Wall Street Journal — Newsmetry API, 12 October 2026 at 20:43 UTC
prepared by the newsmetry newsroom with ai assistance from the sources listed below. not investment advice.
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