PNB revises credit card charges from November 1, 2026
Punjab National Bank from November 1, 2026 revises charges on Visa and RuPay credit cards, including cash withdrawals and late payments, per Moody's.
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what happened
Punjab National Bank (PNB) is revising a number of charges on its Visa and RuPay credit cards starting November 1, 2026. The changes cover cash withdrawals, late payments, failed payment instructions, reward point redemptions and utility bill payments. Some services that were previously free will now carry a fee.
The late payment fee depends on the outstanding amount: no charge applies to dues of 500 rupees or less, while the fee rises to 1,200 rupees for amounts above 50,000 rupees. E-statements remain free, whereas duplicate statements older than three months will cost 50 rupees per month. The charges may vary by card variant.
why it matters
For markets the story is local: it concerns retail fees at a single bank and has no direct bearing on prices of major assets. It may indirectly affect the bank's card-related income, but the article does not quantify that effect.
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sources
- PNB credit card holders alert: Check new ATM withdrawal, late payment and utility bill charges from November 1 — Moody's, 31 October 2026 at 05:38 UTC
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