HAFC: deposit growth and wider margins lift profit despite CRE credit costs
HAFC reported net income of $23.7 million as deposits and net interest margin grew, while credit costs rose on a commercial real estate charge-off.
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what happened
HAFC reported net income of $23.7 million, with deposits, loan production and net interest margin (NIM) all growing. Pre-provision net revenue (PPNR) rose 10.8% quarter on quarter. A charge-off on a commercial real estate (CRE) loan pushed credit costs higher. Management projected loan growth in the low single digits for 2026 and low to mid single digits for 2027. The information was published by TradingView.
why it matters
For regional bank investors, the key question is whether income from loans and deposits can outpace higher reserves tied to commercial real estate. A modest loan growth outlook means earnings will depend on the quality of the loan book.
market impact
HAFC shares: strong earnings support the stock, but higher credit costs weigh on it
- HAFC mixed — stronger profit and margins are offset by higher CRE charge-off costs
tags
instruments
sources
- HAFC: Deposit growth and wider margins lifted earnings despite higher CRE credit costs — TradingView, 27 October 2026 at 22:22 UTC
prepared by the newsmetry newsroom with ai assistance from the sources listed below. not investment advice.
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