macro

Central Bank of India's Q2 net profit climbs 21% to ₹1,469 crore

Central Bank of India posted higher profit, income and net interest income in the September quarter, with bad loans falling, according to TradingView.

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what happened

Central Bank of India lifted its profit for the quarter ended September 30 to ₹1,469 crore, up from ₹1,324 crore a year earlier, TradingView reported, citing a regulatory filing by the bank. Total income climbed to ₹11,737 crore from ₹10,212 crore, while interest income reached ₹10,357 crore.

Net interest income increased 26% to ₹4,146 crore. The cost-to-income ratio fell to 58.95% from 62.42%, and operating profit rose to ₹2,268 crore from ₹2,186 crore.

Asset quality improved: gross NPAs dropped to 2.39% of gross advances from 3.01%, and net NPAs to 0.31% from 0.48%. Provisions, though, rose to ₹490 crore from ₹144 crore, while the provision coverage ratio stood at 97.16% and CRAR at 17.68%, up from 17.48%.

why it matters

For investors, the report points to stronger lending income and a cleaner loan book at a state-owned lender, though higher provisions signal a bigger cushion against future losses. Results like these tend to shape sentiment across Indian public-sector banks.

market impact

Central Bank of India and Indian state-run banks: strong earnings support interest in the sector

tags

instruments

Central Bank of IndiaIndian public sector banksINR

sources

  1. Central Bank of India Q2 net profit jumps 21% to ₹1,469 cr on higher core income — ru.tradingview.com, 17 October 2026 at 15:27 UTC

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