American Riviera Bancorp: third-quarter net income rises to $4.3 million
American Riviera Bancorp reported third-quarter 2026 net income of $4.3 million and a 4.11% net interest margin. The figures are unaudited.
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what happened
American Riviera Bancorp (ARBV) reported unaudited results for the third quarter of 2026: net income came to $4.3 million, or $0.75 per share. The figure was $3.3 million in the second quarter and $2.9 million a year earlier.
The net interest margin widened to 4.11%. Excluding a one-time recovery of $477 thousand, it was 4.02%. Loans reached $1.18 billion, up 2.6% from the previous quarter and 13.6% from a year earlier. Deposits grew 3.0% over the quarter to $1.26 billion.
Credit quality improved: the allowance for credit losses covers 1.21% of the portfolio, and non-accrual loans fell to $4.2 million. Cost of funds, however, rose 6 basis points to 1.42%. The data was distributed by ACCESS Newswire.
why it matters
For investors the signal is broadly positive, as loan growth and margin expansion both supported profit and credit quality got cleaner. Part of the margin gain, though, came from a one-time recovery, and rising funding costs could limit margin progress if competition for deposits intensifies.
market impact
ARBV shares: higher profit and margin support the bank's stock
- ARBV shares pressure up — higher profit and margin, better credit quality
tags
instruments
sources
- American Riviera Bancorp (ARBV) Q3 Net Income $4.3M, NIM 4.11% — accessnewswire.com, 29 October 2026 at 03:15 UTC
prepared by the newsmetry newsroom with ai assistance from the sources listed below. not investment advice.
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